Valley Solar Financing Options
Sacramento Professional Solar Installation | Home Energy Performance Audits | Energy Savings


No matter what your financing needs are Valley Solar has you covered. Whether you need a short term solution or a “no money down” option, we have the right choice for you. Contact us today and choose one of our great financing solutions so you can start saving money today!

PACE (Property Assessed Clean Energy) Programs

PACE loan programs enable residential and commercial property owners to retrofit their properties with energy saving solar systems. Each loan is attached to the property (not the individual) and is repaid as a property tax assessment.

Valley Solar is certified with the following local PACE Programs:

California First Energy Saving Financing

CaliforniaFIRST Energy Savings Financing

Saving energy and money just got simpler. No banks. No money down. No credit score required. CaliforniaFIRST is an innovative new public-private finance program that allows home owners to install and home efficiency projects today and pay for them through their property taxes later. We provide the financing. You reap the rewards of an upgraded home. Find out if you live in one of the participating areas.

For more information download the flyer (PDF, 4.5 MB), visit, or call the toll free support line: (844) 589-7953.


Clean Energy Sacramento by Ygrene

Clean Energy Sacramento

This loan program is managed and funded by Ygrene, provides 100% financing to commercial and residential property owners for energy efficiency, renewable energy, and water conservation improvements. Financing is repayable over the long term through your property tax bill.

For more information about this PACE loan program visit the Clean Energy Sacramento by Ygrene website.


mPower Pacer logo

MPOWER Loan Program

MPOWER provides fixed-rate, no money down financing to residential, commercial, industrial, agricultural and multifamily property owners who want to install energy efficiency and water conservation retrofits and renewable energy systems. The program was launched in 2010 and is open to eligible properties in Placer Countys six incorporated cities and towns, unincorporated areas, as well as the City of Folsom.

Now serving the cities for Auburn, Colfax, Folsom, Lincoln, Loomis, Rocklin, Roseville, and the unincorporated areas of Placer County.

For more information about this PACE loan program visit the mPower Placer website.



Admirals Bank SolarSecured Financing with SunPower Products

Valley Solar now offers Admirals Bank SunPower Solar Secured Financing

SunPower and Admirals Bank have teamed up to offer our customers an exclusive financing program combined with SunPower’s best-in-class solar panels. SolarSecured financing for SunPower systems offers better rates and terms than any other solar financing from Admirals Bank. SunPower has been leading the solar revolution for over 20 years and they know what it takes to provide homeowners with quality, high performance solar systems.

There are some great reasons why the SolarSecured program could be great for you!

With the financing program, customers will have low monthly payments, optionality on term lengths and the opportunity to pay their loan off early without penalty. Additional benefits include:

  • No money down solar ownership solution
  • Secured product
  • Tax deductible interest
  • No equity or appraisal requirements
  • Fixed rates
  • Ability to float tax credit for 18 months

Now let’s talk about how you can take advantage of this opportunity to decrease your carbon footprint! Using your W2 from the past two years, a recent paystub and a recent mortgage statement, our team will work with SunPower and Admirals bank to obtain pre-approval. Here is how it works.

SolarSecured Financing How Does it Work?



Allows you to lease your solar PV system – saving money on your electricity bill, and avoiding the burden of
ownership and maintenance. You can have a solar system with no money down and payments as low as $49 a month for those who qualify.

Power Purchase Agreement (PPA)

Allows you to simply pay monthly for the electricity generated by the solar system – saving money on your electricity bill, and avoiding the burden of ownership and maintenance.

Prepaid Lease

A power purchase agreement with operation and maintenance of the system included, where you pay the total amount of the contract up front in order to lock in the lowest rates for electricity.

Home Improvement Loan

A secured 20 year loan that offers installers easier processing and lower homeowner qualification criteria than most other secured products. This product’s 20 year term combined with simple interest and competitive after tax payments make it very attractive to homeowners.